Is a software firewall necessary these days?

hello,

Is my thinking correct or would adding a software firewall, like ZoneAlarm Free, still make sense even if you use a router, have Windows Defender active (in Windows 10) and have a firewall as part of your anti-virus.
Which Windows do you have? If memory serves me, Windows 7 and beyond have a very good built-in firewall; which is all you need. 3rd party firewalls are plentiful, I used a few myself from Windows for Workgroups 3.11 to Windows 95-98-98SE to Windows 7, its internal firewall is the only firewall I now use. I did add Windows Firewall Control which allows me to “see and edit” certain operations a little easier. Having a firewall is similar to using two locks on your front door — such is safer, maybe not foolproof, but safer.

Please help.
Thanks!

I didn’t find the right solution from the Internet.

References:
https://www.bleepingcomputer.com/forums/t/648797/is-a-software-firewall-necessary-these-days/

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